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Barakafy helps family & friends chip in for school needs, birthdays, and community goals — and pay merchants only when the goal is reached.
Featured on Berita Harian
Featured on Berita Harian
Featured on Berita Harian
Barakafy was highlighted in Berita Harian twice — once for winning 2nd place at Urbane Tech 2025, and again for our MVP journey.
👉 Why Chip-ins Fail Today
👉 Why Chip-ins Fail Today
❌ Confusing spreadsheets & lost receipts
❌ Confusing spreadsheets & lost receipts
⏳ No shared momentum — people forget to chip-in
⏳ No shared momentum — people forget to chip-in
💔 Perks only for individuals, not groups
💔 Perks only for individuals, not groups
Barakafy fixes this with clarity, motivation, and playful energy so groups actually reach their goals together.
How It Works (1-2-3)
How It Works (1-2-3)
🎯 Start a Goal → set target & deadline, add a fun name
🎯 Start a Goal → set target & deadline, add a fun name
Set a target & deadline
👥 Invite Your Crew → share the link, chip-in together
👥 Invite Your Crew → share the link, chip-in together
Share the link, chip-in together
🎉 Unlock Perks → milestones unlock rewards & merchant deals
🎉 Unlock Perks → milestones unlock rewards & merchant deals
Milestones unlock rewards & merchant deals
Features grid
Features grid
🎯 Chip-In Goals
🎯 Chip-In Goals
Create group goals with clear targets & deadlines
🏆 Streaks & Rewards
🏆 Streaks & Rewards
Earn streaks and unlock perks as a group
⏰ Friendly Reminders
⏰ Friendly Reminders
Never miss a chip-in with gentle nudges
🛍️ Merchant Perks
🛍️ Merchant Perks
Exclusive rewards when milestones are hit
🔍 Transparent Tracking
🔍 Transparent Tracking
Everyone sees the same real-time progress
🤝 Achieve Together
🤝 Achieve Together
Designed to make group goals simple, social, and fun
About US
About US
Barakafy was born at Urbane Tech 2025, where we won 🥈 2nd place.
Our mission is simple: to make group goals fun, transparent, and Shariah-friendly — so families, friends, and communities can achieve more together, without debt.
We believe:
🌍 Cooperation is better than competition.
🛍️ Merchants thrive when groups buy together.
✨ Young adults deserve positive, playful money experiences.
👨💼 For Merchants
👨💼 For Merchants
✅ Acquire groups, not just individuals → higher checkout sizes.
✅ Zero-risk promos → perks released only when milestones are hit.
✅ Built-in virality → every shared goal is free marketing for your brand.
❓ Frequently Asked Questions
❓ Frequently Asked Questions
Q1: Is Barakafy a financial service?
Answer: No, Barakafy is not a bank or credit provider. We help families and friends chip in for shared goals.
Q2: How are payments handled?
Q2: How are payments handled?
Answer: Through trusted processors like PayNow or HitPay. Standard fees apply.
Q3: Can I use it for Umrah, class trips, or birthdays?
Q3: Can I use it for Umrah, class trips, or birthdays?
Barakafy works with community goals that are supported by our merchant partners. As we onboard more merchants, you’ll see more goal options available.
Q4: Is it Shariah-friendly?
Q4: Is it Shariah-friendly?
Answer: Yes. We avoid interest-based products and focus on cooperation, transparency, and fairness.
🚀 Join our MVP journey
🚀 Join our MVP journey
Be part of the first community to experience Barakafy. Sign up now and help us shape the future of group chip-ins.
Be part of the first community to experience Barakafy. Sign up now and help us shape the future of group chip-ins.
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